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How To Subdivide Your Property for Maximum Profit

subdivide property

In recent years, the price of property has changed, and finding quality land can be difficult. If you’re lucky enough to have a big backyard, your land could be ripe for subdivision. This post outlines how to subdivide your property, and what you need to know to potentially make a profit.

What is a subdivision?

Subdivision means dividing your property into two or more lots. To do this, you could:

  • Subdivide your land and sell the new lot for someone else to develop.
  • Build a house on the newly-created lot, which you could later sell or rent out.
  • Demolish your existing home and build three or four townhouses.

Why subdivide?

Over the past few decades, our overall population has increased, while the size of each family has decreased. This means:

  • A high value is placed on houses – and vacant land – in established areas. It’s even better if you have access to public transport and communal green spaces.
  • There’s a shortage of available properties, especially in urban areas.
  • A big lot of land could become potential equity to make a profit.

How does subdivision work?

Before you go any further, it is important to understand how subdivision works and assess if you are a good candidate for subdividing your land. There are some key questions to ask:

1. Find out if subdividing your property is possible

To be viable for subdivision, your lot of land should:

  • Comply with local zoning laws. Check with your local council to see if your property is in an area that allows subdivisions.
  • Ideally be relatively flat, to reduce the costs of construction and access.
  • Conform to your local council’s minimum lot size. This varies depending on where you live, but a good rule of thumb is to have at least 7535 square feet of usable land.
  • Have enough space to install another driveway.

2. Call in an expert

Once you’ve done your assessment, call in an expert to get a professional perspective on your plan ideas. You could speak to a surveyor, a certified town planner, or an experienced builder. They can advise you about zoning, overlays, and minimum lot size. Planning overlays identify features of the environment that might be impacted by a new development. In some cases, subdivisions may not be permitted due to protected vegetation, flooding, bushfire risk, or the location of protected buildings.

3. Apply for planning permission

With the help of your builder or surveyor, it’s time to put together a development proposal. You’ll need to outline how you suggest splitting the land and show plans for a proposed house, driveway, and car park.

A Final Word

Subdividing your land is a complex endeavor but can be well worth the effort. With over 120 franchisees and multiple global offices, G.J. Gardner Homes has proven project experience coupled with local expertise and can help you through the process. Contact your local office to see how we can assist you with your subdivision plans.

Building a Home in a Rural vs an Urban Area

Urban housing aerial shot

When building your dream home, one of the most important factors is location. Usually, we need to decide between a rural or urban area. Each has advantages and drawbacks. You should find a destination that will only enhance your lifestyle and overall satisfaction.

A rural area offers open spaces and a closer connection to nature with less population density and a slower pace of life. On the other hand, urban areas provide a vibrant atmosphere, proximity to amenities, and a bustling community.

Let’s explore the pros and cons of building a custom home in a rural versus an urban area, so you can make an informed decision that aligns with your preferences and needs.

What are rural and urban areas?

Rural and urban living in the United States offer distinct lifestyles shaped by factors such as population density, infrastructure, and community dynamics. Rural living can offer more affordable housing options, larger lots, and the opportunity to engage in agriculture or outdoor activities.

On the other hand, urban areas are bustling with energy, cultural diversity, and numerous amenities. You’ll discover a wide range of entertainment, dining, and shopping options, as well as better employment opportunities. Urban living often promotes convenience, connectivity, and a vibrant social scene. However, it’ll be accompanied by higher living costs, increased traffic congestion, and a more fast-paced lifestyle.

Choosing between rural and urban living ultimately depends on individual preferences, priorities, and desired lifestyle factors.

Population Density and Lifestyle: Differences in Rural and Urban Living

In rural areas, you can enjoy a quieter and slower-paced lifestyle with a closer connection to nature and expansive open spaces. Urban areas instead tend to offer a fast-paced and dynamic lifestyle with a diverse population and an array of cultural experiences.

Rural Areas:

  • Lower population density, providing a sense of privacy and tranquillity. 
  • Opportunity for larger property sizes and more spacious homes. 
  • Greater proximity to natural landscapes, including forests, lakes, and mountains. 
  • Limited traffic and congestion, leading to reduced noise pollution. 

Urban Areas:

  • Higher population density, resulting in a vibrant and bustling atmosphere. 
  • Convenient access to a wide range of amenities, such as shopping centers, restaurants, and entertainment venues. 
  • Extensive public transportation networks for easy commuting. 
  • A variety of cultural, educational, and recreational opportunities. 

Access to Amenities and Services: Examining the Differences Between Rural and Urban Areas

Rural areas often have limited access to amenities and specialized services, with residents needing to travel longer distances for shopping, medical facilities, and recreational activities. In contrast, urban areas offer a wide range of amenities within proximity like urban shopping centers, restaurants, hospitals, schools, and cinemas.

Rural Areas:

  • Limited access to amenities, with fewer shopping options and specialized services available locally. 
  • Medical facilities, schools, and recreational facilities may require longer travel distances. 
  • Emphasis on self-sufficiency and a do-it-yourself mindset for certain tasks and services. 

Urban Areas:

  • Abundance of amenities and services within proximity, including hospitals, schools, and various recreational facilities.
  • Greater convenience with an array of shopping centers, restaurants, and entertainment options nearby.
  • A wide range of professional services is readily available, including lawyers, accountants, and specialized consultants.

Cost of Living and Housing: Comparing Affordability in Rural and Urban Settings

You can expect rural areas to have a lower cost of living compared to urban areas, with affordable housing options and reduced expenses for daily necessities. Urban areas, of course, have a higher cost of living, including elevated housing prices, higher rent or mortgage payments, and increased expenses for daily needs.

Rural Areas:

  • Lower cost of living, including affordable housing options and reduced expenses for daily necessities.
  • Potential for larger homes and more land at a lower price compared to urban areas.
  • Lower property taxes and insurance premiums.

Urban Areas:

  • Higher cost of living, including elevated housing prices and increased expenses for daily necessities.
  • Smaller living spaces and higher rent or mortgage payments.
  • Higher property taxes and insurance premiums.

Community and Social Dynamics: Contrasting Rural Tight-Knit Communities with Urban Vibrant Scenes

Rural areas foster tight-knit communities where residents often know each other, creating a strong sense of belonging and support. In contrast, urban areas offer vibrant social scenes, diverse cultural experiences, and numerous networking opportunities, reflecting a dynamic and multicultural community.

Rural Areas:

  • Strong sense of community with tight-knit relationships and a supportive network.
  • Opportunities for involvement in community events, volunteering, and local organizations.
  • Preserving local traditions and cultural heritage.

Urban Areas:

  • Diverse and multicultural communities with a variety of cultural experiences and perspectives.
  • Vibrant social scenes with an array of entertainment options, nightlife, and cultural events.
  • Networking opportunities and access to a wider range of professional and social connections.

How to decide where to live

The decision of where to start your home is a highly personal choice that depends on your lifestyle preferences, priorities, and individual needs. To find what’s right for you, here’s a few places to start:

  • Evaluate your lifestyle: Reflect on your desired pace of life, social interactions, and proximity to amenities. Are you drawn to the hustle and bustle of city life or the tranquility of rural surroundings?
  • Identify your priorities: Decide what factors matter most to you, such as access to job opportunities, recreational activities, or maybe a strong sense of community.
  • Research and visit different areas: Gather information about both urban and rural areas that interest you to gain that firsthand experience.
  • Consider your plans: Think about your long-term goals, such as career advancement, raising a family, or enjoying a peaceful retirement, and which location will support that.
  • Seek advice and input: Talk to friends, family, or professionals who have experience living in urban or rural areas. Their insights can provide valuable perspectives to help inform your decision.

Remember, there is no definitive right or wrong choice. It’s about finding the environment that aligns with your lifestyle, values, and aspirations for a fulfilling and contented life.

How to Build a Home Resistant to Natural Disasters

Designing and building a home that will house special memories with family and friends for years to come, and adding a few extra steps to ensure it is protected is a worthy investment. A crucial part of building your dream home is considering the potential threats posed by natural disasters that could impact the structure and longevity of your home. Discover our key recommendations for How to Build a Home Resistant to Natural Disasters.

Location, location, location: 

The most important factor to consider when creating a disaster-proof home is where you plan on building. Choosing the right site can significantly reduce the risk and impact of natural disasters. Research the area’s history of natural disasters such as floods, hurricanes, earthquakes and wildfires.  

Where possible, avoid building in flood zones (check out our blog on building in a flood zone), coastal areas prone to storm surges, earthquake-prone regions, or high-risk wildfire zones. Instead, opt for elevated sites that are less vulnerable to flooding or landslides.

Resilient building materials: 

The choice of building materials plays a vital role in constructing a disaster-resistant home. The aesthetic look of your home is important but selecting durable materials that can withstand the forces of nature is more important.  

Recommended materials include reinforced concrete, brick and steel. These all offer better structural integrity and resistance against wind, water and fire damage. Additionally, consider impact-resistant windows and doors, which can tolerate high winds and flying debris during hurricanes and tornadoes.  

Reinforced structural design: 

A well-designed and reinforced structure is key to building a disaster-resistant home. Work with a professional architect or engineer to create a robust design that accounts for potential natural hazards.  

Implement techniques such as reinforced concrete foundations, steel frame construction and proper bracing to enhance the structural integrity of your house. This will ensure that your home can withstand the powerful forces exerted by earthquakes, hurricanes and high winds.  

Waterproofing and drainage systems: 

Water damage is a common consequence of most natural disasters. To mitigate this risk, incorporate effective waterproofing and drainage systems into your home’s design.  

Install a high-quality waterproofing membrane in the foundation and walls to prevent water intrusion during floods or heavy rainfall. Ensure proper grading and slope away from the house to direct water flow away from the foundation. Additionally, consider installing a sump pump system to remove excess water during flooding. 

Wind and storm protection: 

Hurricanes and high winds can cause significant damage to homes. When building a disaster-proof home, it is essential to incorporate wind and storm protection measures.  

Use impact-resistant windows and doors that meet the necessary standards for hurricane zones. Reinforce roof connections to the walls with hurricane straps or clips. Choose a hip or gable roof design that offers better wind resistance compared to a flat roof. Secure outdoor structures such as decks, sheds and carports to prevent them from becoming flying debris. 

Fire-resistant strategies: 

Wildfires pose a severe threat to homes located in fire-prone areas. For a fire-resistant home, non-combustible materials are the safest choice for the exterior, such as metal or fiber cement siding.  

Ensure proper venting and screening to prevent ember entry. Clear vegetation and maintain a defensible space around the house by removing dead plants, leaves and branches. Install fire-resistant windows and exterior doors. Consider using fire-resistant roofing materials such as metal or tile to reduce the risk of ignition.  

Emergency preparedness: 

Even if your home is well built and disaster resistant, it is important to be prepared for any emergency. Develop an emergency plan and educate your family on evacuation procedures, emergency contacts and the location of emergency supplies.  

Install smoke detectors, carbon monoxide detectors and fire extinguishers in strategic locations throughout the house. Consider investing in a backup power generator to ensure electricity during power outages. Additionally, create a designated safe room or shelter within your home that can provide protection during severe weather events.  

Insurance and documentation: 

Obtaining comprehensive homeowners’ insurance that covers natural disasters is crucial for protecting your investment. Review your policy and ensure it adequately covers the specific risks in your area. Keep a list of your belongings and important documents safe digitally, making it easier to file insurance claims in the event of damage or loss.  

Regular maintenance and inspections: 

Maintaining a disaster-resistant home requires regular inspections and maintenance. Schedule annual check-ups for your home’s structural integrity, electrical systems, plumbing and roof. Address any identified issues promptly to prevent further damage.  

Keep gutters and downspouts clear of debris to ensure proper water drainage. Trim trees and remove dead branches that could pose a risk during storms. Regular maintenance will help ensure your home remains resilient over time. 

Get in touch 

If you’re considering building a custom home and want expert advice throughout the process, contact your local G.J. Gardner Homes location. With our experience in custom home building and commitment to delivering high-quality results, they can help you navigate how to build a home that is resistant to natural disasters. Investing in a home that is resistant to natural disasters will not only protect your property but also ensures the safety and well-being of your loved ones during times of crisis.